Pay monthly for your upcoming office project

The Green Office can help you spread the cost of your New Office Furniture or Fitout so that you can free up cash flow to grow your new business.

In today’s fast-paced business environment, preserving cash flow is essential. One often-overlooked opportunity lies in how you acquire office furniture. While purchasing outright might seem traditional, financing offers several advantages.

You can significantly improve your cash flow by opting to finance your office furniture. Instead of a substantial upfront payment, the cost is spread across manageable monthly installments. This strategic move allows you to allocate your capital to core business activities such as marketing, research and development, or expanding your workforce.

Financing also offers potential tax benefits. Lease payments often qualify as operational expenses, making them fully deductible from your taxable profits. This contrasts with capital allowances applied to outright purchases, which can be less advantageous.

Flexibility is another key benefit. Finance providers offer a range of payment structures to suit different business needs. Whether you prefer consistent monthly payments or a larger payment at the end of the term, you can match your financial plan.

Moreover, financing enables you to access the latest furniture designs and technologies without a substantial upfront investment. This keeps your office modern, enhancing its appeal and productivity.

When you finance your office furniture, you can focus on your core business rather than managing furniture assets. This allows you to dedicate more time and resources to growth and achieving your business goals. Many finance agreements also include options to upgrade or replace furniture at the end of the lease term, ensuring your office space remains adaptable to your business's evolving needs.

No upfront costs

You need new office furniture in a hurry, yet you need to protect your cash flow. Your new business is just starting, and you simply don’t have the time to save up a substantial deposit. These are just two of the many reasons you might want to consider financing your new purchases. No major upfront costs or cash outlay – your payments are broken down into financed bitesize monthly rental payments.

Flexible payment structures

Our finance partner: Clear Business Finance is an expert in this field with over 90 years of experience and will be able to advise you on the most flexible options and payment structures available for furniture finance. With many different financing options available there’s bound to be a manageable payment schedule to fit with your company’s cash flow and financial projections.

This will benefit keeping your existing cash, credit lines, and bank or overdraft facilities free to help your future business growth.

Tax benefits

As well as helping to improve your company’s cash flow, making the choice to lease your new office furniture can be very tax efficient. How? Clear business finance can provide the full details, but lease payments fall under operating costs and are therefore 100% allowable against pre-tax profits compared to the limited percentage you can offset for capital allowances.

So compared to a conventional outright purchase, this can give you a tax benefit. Clear business finance can provide specific illustrations to demonstrate the tax savings of leasing furniture.

VAT payments

There’s a good reason that people say cash is king, and that goes double for businesses that rely on healthy cash flow. So how can leasing office furniture help with cash flow and VAT? Well, with lease finance agreements VAT is paid as each payment falls due, rather than all at once upfront as with conventional outright purchase.

So instead of paying all the VAT when you buy, you pay it in instalments. Breaking down the VAT expenditure in this way provides a cash flow benefit to your business.

Fixed rental costs

Choosing a lease agreement for your new purchases allows your business to benefit from the stability of fixed monthly costs that won’t change, so there are no surprises. Rates will be fixed for the entire term of the lease, which can help to make budgeting and cash flow forecasting much simpler.

As rental costs are fixed, with inflation the real cost of leasing reduces over time. How? As you near the end of your lease term the relative cost of payments goes down in an inflationary economy.

New businesses

Take advantage of specialist arrangements for start-ups and new businesses. Clear Business Finance is particularly well placed to offer lease facilities to new companies and companies without a sufficient credit history. They are also likely to have access to specialist lenders for these businesses.

Also, a furniture lease arrangement will allow your start-up to achieve a stylish and attractive interior and benefit from the most up to date office equipment while conserving valuable cash for other business investments.

Already have a leasing company

Smart businesses never unnecessarily tie up their cash, so we won’t be surprised if you already have a finance partner. There are many finance companies offering packages for office furniture leases and most will have access to panels of specialist lenders who don’t deal directly with finance

No upfront costs

You need new office furniture in a hurry, yet you need to protect your cash flow. Your new business is just starting, and you simply don’t have the time to save up a substantial deposit. These are just two of the many reasons you might want to consider financing your new purchases. No major upfront costs or cash outlay – your payments are broken down into financed bitesize monthly rental payments.

Flexible payment structures

Our finance partner: Clear Business Finance is an expert in this field with over 90 years of experience and will be able to advise you on the most flexible options and payment structures available for furniture finance. With many different financing options available there’s bound to be a manageable payment schedule to fit with your company’s cash flow and financial projections.

This will benefit keeping your existing cash, credit lines, and bank or overdraft facilities free to help your future business growth.

Tax benefits

As well as helping to improve your company’s cash flow, making the choice to lease your new office furniture can be very tax efficient. How? Clear business finance can provide the full details, but lease payments fall under operating costs and are therefore 100% allowable against pre-tax profits compared to the limited percentage you can offset for capital allowances.

So compared to a conventional outright purchase, this can give you a tax benefit. Clear business finance can provide specific illustrations to demonstrate the tax savings of leasing furniture.

VAT payments

There’s a good reason that people say cash is king, and that goes double for businesses that rely on healthy cash flow. So how can leasing office furniture help with cash flow and VAT? Well, with lease finance agreements VAT is paid as each payment falls due, rather than all at once upfront as with conventional outright purchase.

So instead of paying all the VAT when you buy, you pay it in instalments. Breaking down the VAT expenditure in this way provides a cash flow benefit to your business.

Fixed rental costs

Choosing a lease agreement for your new purchases allows your business to benefit from the stability of fixed monthly costs that won’t change, so there are no surprises. Rates will be fixed for the entire term of the lease, which can help to make budgeting and cash flow forecasting much simpler.

As rental costs are fixed, with inflation the real cost of leasing reduces over time. How? As you near the end of your lease term the relative cost of payments goes down in an inflationary economy.

New businesses

Take advantage of specialist arrangements for start-ups and new businesses. Clear Business finance is particularly well placed to offer lease facilities to new companies and companies without sufficient credit history. They are also likely to have access to specialist lenders for these businesses.

Also, a furniture lease arrangement will allow your start-up to achieve a stylish and attractive interior and benefit from the most up to date office equipment while conserving valuable cash for other business investments.

Already have a leasing company

Smart businesses never unnecessarily tie up their cash, so we won’t be surprised if you already have a finance partner. There are many finance companies offering packages for office furniture leases and most will have access to panels of specialist lenders who don’t deal directly with finance seekers.

Clear Business Finance will correspond with us directly once the order is placed, leaving you free to get on with running your business.